Loans management

Offer your clients and merchants enhanced financial adaptability by facilitating various types of credits and loans. Stimulate higher-value transactions and introduce a new, controllable revenue source to your enterprise!

USE CASES

Comprehensive coverage of retail loans/credit categories

Consumer loans

Payday loans

Buy now, pay later (BNPL) options

Microfinance initiatives

Installment personal loans

Educational loans

Automobile loans

Peer-to-peer (P2P) lending

Commercial loans

Leasing & vehicle loans

Point-of-sale (POS) financing

Mortgages

Lines of credit

The Benefits You Gain

Offer your clients a variety of loan choices online

Minimal capital expenditure

Focus on operational expenses, significantly lower than maintaining proprietary systems

Clear pricing structure

Dependent on transaction volume and necessary features you will integrate

Adaptability and integration

Tailored to your requirements and market regulations, entirely API-driven, with any credit history services

Reliability and protection

An AI-powered scoring system enabling prompt and informed decisions for credit customers

SERVICE FEATURES

Feature-rich functionality for easy lending enablement

Scoring & Decision-making engine

Swift automated credit scoring

Verification of bankruptcy and insolvency

Credit bureau validation (subject to integration)

Identity confirmation (by the operator or through integration)

Internal and global blacklists

Anti-money laundering surveillance

Adaptable product offerings

Credit management & Debt recovery

Loan product customization

Credit computation including payment plan

Automated creation of credit-related documents

Digital document signing on the device display

Accounting system integration

Credit Bureau data submission

Option to issue a loan card

Delinquency resolution

Marketing & CRM for Lending Operations

Management of communication channels (push, SMS, email, IVR)

Segmentation of customer database

Outbound communication utilizing campaign management

Record of communication and service interactions

MULTICHANNELNESS

Seamless infrastructure functioning across various platforms

Rapid deployment and simplified lending scaling with a low-code solution

Fully automated process powered by a top-tier decision-making engine

Adaptable system allowing on-the-fly modifications