Sasawallet

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Wallet Platform

Enhance financial inclusion and establish yourself as a leading FinTech provider in your area. Acquire the market-ready wallet solution to digitize your financial services for both merchants and clients.

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USE CASES

Strengthen your digital business approach and adopt a cashless system with an enterprise-scale platform.

Retail Banking

Acquire a reliable customer acquisition channel for the underbanked through convenient remote identification.

Telecoms

Enhance your Average revenue per user (ARPU) by converting subscribers’ accounts into digital wallets and monetizing your customer base.

New FinTech Projects

For enterprising businesses supported by government or private funds, aiming to introduce digital financial products in local markets.

Neobanking

For innovative retailers seeking to challenge the conventional banking landscape with their neobanking service offerings.

DIGITAL WALLET PLATFORM FEATURES

A ready-to-use solution for a seamless launch of your digital wallet business.

Mobile Payment Engine

API client for integration with various payment tools

Consolidate multiple payment tools through card tokenization, bank account connections, and more. Incorporate all necessary tools within your digital wallet based on our eMoney ledger or third-party services like Visa and Mastercard.

Payment Facilitation

Implement a consistent operational logic and unified customer experience for all money transfers and payment transactions, regardless of the payment tool utilized.

Smart Payment Routing

Designate a default payment tool for all transactions. Employ cascade payment processing if there are insufficient funds in the default tool.

API Interface for all end-user interfaces and third-party systems

Leverage our white-label interfaces for customer mobile apps, business web, and mobile applications to connect all your customers, merchants, and agents. Alternatively, use the API to integrate with your existing and new interfaces.
eWallet (e-money) Ledger

Accounting Model

Establish the necessary types of ecosystem participants (tenant, issuer, agents, customers, merchants, etc.) and wallet types (main, commission, etc.) within the system. Develop various financial operations across them, utilizing pre-set logic for all essential transactions, including commission-based ones.

AML, Limits, and Fees Management

Formulate your own or integrate external blacklists. Set up database triggers for post-transaction verification. Create diverse limit types (min/max, turnover, or count). Configure various fee types (% or fixed, min/max, etc.).

Day-to-Day Processing

Depend on our processing for daily operations within your ecosystem. The solution can create API-requested wallets and execute transactions initiated from any external interface (APP, WEB, etc.). For specific business requirements, execute on-demand transactions (issue, redemption, reversal, etc.).

System Administration, Reporting, and Customer Support

Manage access to information about clients, wallets, and operations; create necessary operator roles and access rights within the system (tenant's employees, business owners, technical administrators, KYC officers, compliance officers, accountants, operational managers, customer support, etc.). Generate various reports.
QR Merchant POS

QR Code Invoicing

As a merchant, generate invoices for your customers by creating dynamic one-time QR codes or crafting direct links to invoices that can be sent via email.

QR Payments Acceptance

Enable them to scan a static QR code from your mobile phone or a printed copy at your POS terminal, or a dynamic QR code produced by your mobile phone or cash register software.

API for Offline Merchants

Integrate necessary payment tools through a single API for all your offline operations.

API for Online Merchants

Incorporate all the required payment tools through a single API for your online operations.
User Enrollment and Management System

Registration and Authentication

Establish the enrollment processes in accordance with your legislative, compliance, and business guidelines (self-registration, face-to-face, bundle) separately for end customers, merchants, cash agents, etc.

KYC and Identification

Implement our proprietary multi-level KYC (know your customer) engine, with the ability to level up with or without KYC Officer attention. Create forms for multiple choice questions, document uploads, selfies, and other API checks.

Business Account Management

Register business entities (companies, private entrepreneurs) and assign business roles (merchant, cash agent) with corresponding available operations to employees (admin, supervisor, head of branch, staff).

Branches and Staff Management for Business Users

Enable your business users (merchants, cash agents) to manage their points of sale. Allow them to manage their staff, send self-registration links, and confirm eligibility.
THE ADVANTAGES YOU OBTAIN

Converting customers into valuable assets

Localization

Implement eWallets customized to your unique business requirements and location-specific characteristics.

Scalability

Expand your digital wallet in tandem with your growing business. Achieve business resilience as you scale up across countries and workloads.

Flexibility

Experience complete compatibility with third-party products and services through seamless integration and streamlined API connection architecture.

Security

Guarantee robust security to protect all your customer service operations.
TECHNICAL SUPERIORITY

Utilize the industry's established best practices

Optimal Tech Stack

Access FinTech solutions supported by the most recent and proven technology innovations in product development and design.

Experienced In-House Staff

Obtain a dependable, well-planned digital platform created, delivered, and maintained by expert IT professionals in software engineering and DevOps.

Market Readiness

Boost your company's time-to-market rates with customer-approved digital solutions, perfectly customized to your brand identity and unique business requirements.

Comprehensive Approach

Benefit from a robust end-to-end platform solution based on all-encompassing strategies and in-depth analytical insights into your business specifics and customer expectations.
WHAT'S INCLUDED

Effortlessly create and manage your digital financial ecosystem

Utilize a comprehensive range of features within our Wallet platform to develop and deploy a customized solution that will delight your customers.

Onboarding and KYC

Self-onboarding (customers, merchants, and cash agents' personnel)

Business partner web onboarding

Branch and staff management

Bulk registration

Multi-tiered KYC

Customer identification through 3rd party API

KYC officer verification interface

PIN or password change, access recovery

Payments and Transfers

P2P transfers

R2P (requests to pay)

QR code payments (P2M)

EMV QR (integration)

Payments via shared link

Receipts

Utility payments

Payroll

Bill splitting

Cashbacks

Top-ups and Withdrawals

Cash-in and cash-out through cash agents

Payment card tokenization (integration)

Bank accounts (integration)

ATM cash-out (integration)

eMoney distribution between wallets

Settlement on bank account

Marketing Tools

Notifications

In-app banners

Customer referral program

Merchant incentive program

Customer support via messengers

Accounting, Reporting, and Operational Activity

Financial operations and transactions

Wallet types and transaction rules

Fee management

Limit management

AML, anti-fraud, blacklists

Multi-currency

Reporting